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The mortgage banking and brokerage industry faces unique legal and regulatory challenges. Wooden McLaughlin’s attorneys understand those challenges and can provide the experienced representation banks and mortgage brokers need. We provide comprehensive legal services to the mortgage banking and brokerage industry, including:

• Banking and broker licensing
• Corporate governance and operating agreements
• Loan servicing operations
• Loan securitizations
• Foreclosures
• Bankruptcy
• Evictions
• Title curative work
• Litigation
• New product development
• Loan procedures and documentation
• Federal and state regulatory compliance
• Secondary mortgage markets
• Subprime mortgages
• Option ARMs

Our firm also represents the Indiana Mortgage Bankers’ Association and has represented the interests of the mortgage banking industry in the Indiana general assembly. We conduct training seminars on licensing and regulatory issues and ways to minimize legal risk. We provide detailed reviews of lender forms and procedures to assure compliance with state and federal requirements, federal consumer credit protection statutes and related state regulations, including:

• Truth-in-Lending Act
• Real Estate Settlement Procedures Act
• Equal Credit Opportunity Act
• Home Mortgage Disclosure Act
• Community Reinvestment Act
• Fair Credit Reporting Act